Here is the report on what to wear this fall / winter, if you have it all then great, if you don't ... well Get Out There & Buy It !

Yellow gold, ultra-long and double wrapped necklaces, and dangly earrings are among the top jewelry trends. Jet Black and Tiger’s Eye Beads garlanded on pendants, necklaces and bracelets are the fresh stones of the season.

As for Belts, look for wide belts studded with stone, rhinestones or coins. They are worn low on the waist on top of knits.
Black is back making a comeback after pink’s reign. Worn with navy blue, it is especially chic this season. Brown is also a hit.
Flat shoes are everywhere, in addition to flat boots. Embellished with a buckle, flower, stones, or crystals. They are totally IN.